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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,773 | $157,276-18.1% | $141,177-8.8% | $152,885-15.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.86% | 64.33%-37.5pp | 71.40%-44.5pp | 345.39%-318.5pp |
| Employer contribution / active EE | $3,605 | $5,262-31.5% | $4,736-23.9% | $4,763-24.3% |
| Participant deferral / active EE | $6,140 | $7,110-13.6% | $6,710-8.5% | $5,851+4.9% |
| Admin fee / account holder | $2,506 | $12,123-79.3% | $10,263-75.6% | $11,598-78.4% |