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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,476 | $123,793-57.6% | $177,840-70.5% | $79,852-34.3% |
| Participation rate | 39.3% | 84.7%-45.3pp | 87.7%-48.4pp | 69.6%-30.3pp |
| Annual return | 70.22% | 22.82%+47.4pp | 48.32%+21.9pp | 31.72%+38.5pp |
| Employer contribution / active EE | $2,194 | $4,095-46.4% | $5,919-62.9% | $2,471-11.2% |
| Participant deferral / active EE | $4,776 | $5,956-19.8% | $7,714-38.1% | $3,740+27.7% |
| Admin fee / account holder | $711 | $7,243-90.2% | $12,431-94.3% | $5,306-86.6% |