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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,383 | $185,905-51.9% | $170,057-47.4% | $139,487-35.9% |
| Participation rate | 66.7% | 87.8%-21.1pp | 87.0%-20.3pp | 80.3%-13.7pp |
| Annual return | 19.86% | 60.56%-40.7pp | 53.42%-33.6pp | 373.84%-354.0pp |
| Employer contribution / active EE | $1,357 | $7,597-82.1% | $6,790-80.0% | $4,755-71.5% |
| Participant deferral / active EE | $6,857 | $11,627-41.0% | $10,411-34.1% | $6,713+2.1% |
| Admin fee / account holder | $20 | $15,397-99.9% | $12,826-99.8% | $11,407-99.8% |