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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,272 | $184,000-85.7% | $162,185-83.8% | $152,909-82.8% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 30.42% | 150.80%-120.4pp | 115.61%-85.2pp | 345.46%-315.0pp |
| Employer contribution / active EE | $1,262 | $6,370-80.2% | $5,613-77.5% | $4,764-73.5% |
| Participant deferral / active EE | $6,852 | $8,033-14.7% | $7,297-6.1% | $5,851+17.1% |
| Admin fee / account holder | $20 | $13,124-99.8% | $10,844-99.8% | $11,601-99.8% |