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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,275 | $148,629+30.0% | $135,982+42.1% | $139,487+38.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 39.00% | 79.33%-40.3pp | 68.32%-29.3pp | 373.84%-334.8pp |
| Employer contribution / active EE | $19,790 | $5,247+277.2% | $4,859+307.3% | $4,755+316.2% |
| Participant deferral / active EE | $14,965 | $8,102+84.7% | $7,760+92.9% | $6,713+122.9% |
| Admin fee / account holder | $471 | $12,406-96.2% | $10,767-95.6% | $11,407-95.9% |