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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,393 | $165,399-26.0% | $149,745-18.3% | $158,982-23.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 38.06% | 348.34%-310.3pp | 276.72%-238.7pp | 302.99%-264.9pp |
| Employer contribution / active EE | $13,447 | $5,105+163.4% | $4,646+189.5% | $4,763+182.3% |
| Participant deferral / active EE | $11,282 | $7,183+57.1% | $6,843+64.9% | $5,983+88.6% |
| Admin fee / account holder | $440 | $10,811-95.9% | $9,312-95.3% | $11,252-96.1% |