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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,886 | $159,978-61.9% | $147,041-58.6% | $145,978-58.3% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 12.05% | 98.36%-86.3pp | 419.21%-407.2pp | 550.52%-538.5pp |
| Employer contribution / active EE | $1,563 | $5,288-70.4% | $4,935-68.3% | $4,662-66.5% |
| Participant deferral / active EE | $5,498 | $8,429-34.8% | $8,071-31.9% | $6,690-17.8% |
| Admin fee / account holder | $4,418 | $15,053-70.6% | $13,006-66.0% | $13,400-67.0% |