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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,698 | $165,381-74.2% | $149,730-71.5% | $158,966-73.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.19% | 348.29%-332.1pp | 276.70%-260.5pp | 302.95%-286.8pp |
| Employer contribution / active EE | $1,335 | $5,104-73.9% | $4,645-71.3% | $4,762-72.0% |
| Participant deferral / active EE | $5,959 | $7,182-17.0% | $6,843-12.9% | $5,983-0.4% |
| Admin fee / account holder | $410 | $10,809-96.2% | $9,310-95.6% | $11,250-96.4% |