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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,804 | $154,228-56.7% | $145,433-54.1% | $137,256-51.3% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 18.10% | 74.59%-56.5pp | 66.58%-48.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $2,010 | $4,804-58.2% | $4,554-55.9% | $4,156-51.6% |
| Participant deferral / active EE | $6,222 | $8,216-24.3% | $7,897-21.2% | $6,407-2.9% |
| Admin fee / account holder | $737 | $14,344-94.9% | $13,129-94.4% | $12,270-94.0% |