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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,881 | $42,917-60.7% | $60,899-72.3% | $68,495-75.4% |
| Participation rate | 95.5% | 66.8%+28.7pp | 73.1%+22.3pp | 67.9%+27.6pp |
| Annual return | -5.73% | -13.99%+8.3pp | 16.92%-22.6pp | -7.84%+2.1pp |
| Employer contribution / active EE | $3,463 | $1,979+75.0% | $2,702+28.2% | $2,596+33.4% |
| Participant deferral / active EE | $6,382 | $2,867+122.6% | $3,817+67.2% | $4,028+58.5% |
| Admin fee / account holder | $2,362 | $3,102-23.9% | $3,225-26.8% | $5,403-56.3% |