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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,945 | $96,388-50.3% | $80,627-40.5% | $139,466-65.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 19.30% | 1352.08%-1332.8pp | 936.76%-917.5pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,343 | $3,260+2.6% | $2,723+22.8% | $4,754-29.7% |
| Participant deferral / active EE | $9,932 | $5,224+90.1% | $4,443+123.6% | $6,712+48.0% |
| Admin fee / account holder | $1,381 | $6,603-79.1% | $5,381-74.3% | $11,409-87.9% |