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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,945 | $96,361-50.2% | $80,607-40.5% | $139,456-65.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 19.30% | 1350.95%-1331.7pp | 936.11%-916.8pp | 373.45%-354.2pp |
| Employer contribution / active EE | $3,343 | $3,262+2.5% | $2,724+22.7% | $4,753-29.7% |
| Participant deferral / active EE | $9,932 | $5,232+89.9% | $4,448+123.3% | $6,711+48.0% |
| Admin fee / account holder | $1,381 | $6,601-79.1% | $5,379-74.3% | $11,407-87.9% |