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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,227 | $82,674-76.7% | $125,381-84.7% | $68,486-71.9% |
| Participation rate | 76.3% | 75.1%+1.3pp | 82.4%-6.1pp | 67.9%+8.4pp |
| Annual return | -26.12% | -5.97%-20.2pp | 572.31%-598.4pp | -7.85%-18.3pp |
| Employer contribution / active EE | $2,360 | $3,382-30.2% | $4,815-51.0% | $2,597-9.1% |
| Participant deferral / active EE | $5,672 | $6,111-7.2% | $7,448-23.8% | $4,028+40.8% |
| Admin fee / account holder | $1,486 | $6,277-76.3% | $10,007-85.2% | $5,404-72.5% |