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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,207 | $157,296-92.2% | $141,191-91.4% | $152,897-92.0% |
| Participation rate | 95.0% | 84.8%+10.2pp | 82.5%+12.5pp | 82.5%+12.5pp |
| Annual return | 89.08% | 64.34%+24.7pp | 71.41%+17.7pp | 345.43%-256.3pp |
| Employer contribution / active EE | $2,265 | $5,262-57.0% | $4,736-52.2% | $4,764-52.5% |
| Participant deferral / active EE | $4,382 | $7,111-38.4% | $6,710-34.7% | $5,851-25.1% |
| Admin fee / account holder | $489 | $12,125-96.0% | $10,264-95.2% | $11,599-95.8% |