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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,512 | $165,381+30.3% | $149,730+43.9% | $158,966+35.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 0.85% | 348.29%-347.4pp | 276.70%-275.9pp | 302.95%-302.1pp |
| Employer contribution / active EE | $4,875 | $5,104-4.5% | $4,645+4.9% | $4,762+2.4% |
| Participant deferral / active EE | $5,450 | $7,182-24.1% | $6,843-20.4% | $5,983-8.9% |
| Admin fee / account holder | $2,192 | $10,809-79.7% | $9,310-76.5% | $11,250-80.5% |