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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,078 | $183,539-63.5% | $155,556-56.9% | $145,897-54.0% |
| Participation rate | 46.2% | 82.7%-36.6pp | 78.2%-32.1pp | 80.3%-34.2pp |
| Annual return | 20.63% | 61.31%-40.7pp | 64.84%-44.2pp | 552.29%-531.7pp |
| Employer contribution / active EE | $1,293 | $5,315-75.7% | $4,675-72.4% | $4,663-72.3% |
| Participant deferral / active EE | $5,803 | $6,467-10.3% | $5,631+3.1% | $6,689-13.3% |
| Admin fee / account holder | $384 | $19,275-98.0% | $15,885-97.6% | $13,390-97.1% |