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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,156 | $111,785+46.0% | $93,669+74.2% | $145,877+11.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.72% | 203.79%-190.1pp | 133.59%-119.9pp | 551.28%-537.6pp |
| Employer contribution / active EE | $24,048 | $3,096+676.8% | $2,424+892.3% | $4,663+415.7% |
| Participant deferral / active EE | $11,490 | $4,919+133.6% | $4,416+160.2% | $6,691+71.7% |
| Admin fee / account holder | $1,744 | $10,256-83.0% | $8,291-79.0% | $13,402-87.0% |