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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,049 | $54,355-61.3% | $82,744-74.6% | $68,486-69.3% |
| Participation rate | 100.0% | 63.9%+36.1pp | 72.6%+27.4pp | 67.9%+32.1pp |
| Annual return | -15.51% | -13.67%-1.8pp | 702.22%-717.7pp | -7.85%-7.7pp |
| Employer contribution / active EE | $3,608 | $2,219+62.6% | $3,008+20.0% | $2,597+39.0% |
| Participant deferral / active EE | $4,606 | $3,246+41.9% | $4,395+4.8% | $4,028+14.4% |
| Admin fee / account holder | $1,703 | $4,397-61.3% | $5,325-68.0% | $5,404-68.5% |