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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,569 | $54,757-71.6% | $90,304-82.8% | $72,975-78.7% |
| Participation rate | 92.9% | 65.2%+27.7pp | 73.3%+19.6pp | 69.5%+23.4pp |
| Annual return | 130.42% | 30.63%+99.8pp | 78.13%+52.3pp | 81.01%+49.4pp |
| Employer contribution / active EE | $2,307 | $2,093+10.2% | $2,855-19.2% | $2,440-5.5% |
| Participant deferral / active EE | $4,618 | $2,887+59.9% | $3,885+18.9% | $3,608+28.0% |
| Admin fee / account holder | $518 | $3,973-87.0% | $5,354-90.3% | $5,124-89.9% |