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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,435 | $58,234-51.2% | $81,783-65.2% | $80,874-64.8% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 13.33% | 41.70%-28.4pp | 775.05%-761.7pp | 35.62%-22.3pp |
| Employer contribution / active EE | $4,897 | $2,341+109.2% | $2,913+68.1% | $2,756+77.7% |
| Participant deferral / active EE | $3,256 | $3,283-0.8% | $4,320-24.6% | $4,297-24.2% |
| Admin fee / account holder | $1,468 | $4,982-70.5% | $7,380-80.1% | $6,935-78.8% |