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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,241 | $107,666+78.6% | $102,184+88.1% | $154,746+24.2% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 21.28% | 29.33%-8.0pp | 31.58%-10.3pp | 172.34%-151.1pp |
| Employer contribution / active EE | $4,381 | $3,846+13.9% | $3,594+21.9% | $4,3790% |
| Participant deferral / active EE | $23,499 | $8,719+169.5% | $8,309+182.8% | $6,730+249.1% |
| Admin fee / account holder | $371 | $12,943-97.1% | $11,609-96.8% | $14,365-97.4% |