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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,519 | $108,897+24.4% | $100,378+35.0% | $145,877-7.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.78% | 58.17%-43.4pp | 49.41%-34.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,983 | $4,420-55.1% | $3,942-49.7% | $4,663-57.5% |
| Participant deferral / active EE | $23,000 | $8,455+172.0% | $8,087+184.4% | $6,691+243.8% |
| Admin fee / account holder | $437 | $9,690-95.5% | $7,899-94.5% | $13,402-96.7% |