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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,831 | $167,362-76.8% | $143,799-73.0% | $134,532-71.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -19.37% | 0.47%-19.8pp | -0.04%-19.3pp | 418.27%-437.6pp |
| Employer contribution / active EE | $3,327 | $5,620-40.8% | $4,952-32.8% | $4,741-29.8% |
| Participant deferral / active EE | $7,944 | $6,447+23.2% | $5,638+40.9% | $6,401+24.1% |
| Admin fee / account holder | $614 | $18,094-96.6% | $14,677-95.8% | $11,429-94.6% |