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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,019 | $81,208-52.0% | $98,920-60.6% | $79,852-51.1% |
| Participation rate | 81.5% | 72.5%+9.0pp | 76.0%+5.5pp | 69.6%+11.9pp |
| Annual return | 24.35% | 60.99%-36.6pp | 196.47%-172.1pp | 31.72%-7.4pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,765 | $3,265+260.3% | $4,245+177.1% | $3,740+214.5% |
| Admin fee / account holder | $662 | $6,013-89.0% | $6,643-90.0% | $5,306-87.5% |