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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,709 | $148,623-84.0% | $135,974-82.6% | $139,466-83.0% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 20.27% | 79.30%-59.0pp | 68.30%-48.0pp | 373.66%-353.4pp |
| Employer contribution / active EE | $2,031 | $5,246-61.3% | $4,859-58.2% | $4,754-57.3% |
| Participant deferral / active EE | $4,798 | $8,103-40.8% | $7,760-38.2% | $6,712-28.5% |
| Admin fee / account holder | $6,160 | $12,406-50.3% | $10,767-42.8% | $11,409-46.0% |