Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,346 |
RAYMOND JAMES FINANCIAL SERVICES7+ years Filed as: RAYMOND JAMES & ASSOCIATES INC Service code 27 · EIN 59-1237041 | Advisory (Plan) | $20,986 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,665 | $93,010-42.3% | $96,520-44.4% | $74,440-27.9% |
| Participation rate | 42.9% | 71.6%-28.7pp | 74.3%-31.5pp | 70.7%-27.9pp |
| Annual return | 19.58% | 37.50%-17.9pp | 35.72%-16.1pp | 34.37%-14.8pp |
| Employer contribution / active EE | $593 | $3,427-82.7% | $3,739-84.1% | $2,638-77.5% |
| Participant deferral / active EE | $3,464 | $3,971-12.8% | $4,879-29.0% | $4,529-23.5% |
| Admin fee / account holder | $323 | $633-49.0% | $6,733-95.2% | $348-7.2% |