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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,470 | $92,684-89.8% | $82,706-88.5% | $134,509-93.0% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -23.98% | 945.84%-969.8pp | 701.76%-725.7pp | 418.13%-442.1pp |
| Employer contribution / active EE | $904 | $3,272-72.4% | $3,007-69.9% | $4,741-80.9% |
| Participant deferral / active EE | $3,550 | $4,800-26.0% | $4,394-19.2% | $6,400-44.5% |
| Admin fee / account holder | $298 | $5,982-95.0% | $5,329-94.4% | $11,427-97.4% |