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| Provider | Service type | Compensation |
|---|---|---|
PREMIER PLAN CONSULTANTS1 year Service code 37 · EIN 82-0986372 6215 FERRIS SQ. SUITE 125 · SAN DIEGO, CA 92121 | Loan Processing | $11,003 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 15 · EIN 04-1590850 | Recordkeeping | $9,472 |
Filed as: MISSION TRAILS FINANCIAL Service code 53 · EIN 47-2247729 | Insurance Commissions | $6,582 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,535 | $43,133-64.0% | $89,414-82.6% | $73,493-78.9% |
| Participation rate | 53.8% | 55.0%-1.1pp | 68.0%-14.2pp | 70.7%-16.9pp |
| Annual return | 368.32% | 135.66%+232.7pp | 245.50%+122.8pp | 28.51%+339.8pp |
| Employer contribution / active EE | $1,140 | $1,438-20.7% | $2,586-55.9% | $2,270-49.8% |
| Participant deferral / active EE | $1,915 | $2,445-21.7% | $3,890-50.8% | $3,740-48.8% |
| Admin fee / account holder | $130 | $444-70.6% | $4,883-97.3% | $513-74.6% |