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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,480 | $165,399-84.6% | $149,745-83.0% | $158,982-84.0% |
| Participation rate | 54.5% | 84.6%-30.0pp | 82.5%-27.9pp | 82.0%-27.4pp |
| Annual return | 23.10% | 348.34%-325.2pp | 276.72%-253.6pp | 302.99%-279.9pp |
| Employer contribution / active EE | $2,508 | $5,105-50.9% | $4,646-46.0% | $4,763-47.3% |
| Participant deferral / active EE | $4,993 | $7,183-30.5% | $6,843-27.0% | $5,983-16.6% |
| Admin fee / account holder | $6,523 | $10,811-39.7% | $9,312-29.9% | $11,252-42.0% |