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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,261 | $157,304-89.7% | $141,197-88.5% | $152,909-89.4% |
| Participation rate | 54.5% | 84.8%-30.3pp | 82.5%-27.9pp | 82.5%-27.9pp |
| Annual return | 46.03% | 64.34%-18.3pp | 71.41%-25.4pp | 345.46%-299.4pp |
| Employer contribution / active EE | $1,925 | $5,263-63.4% | $4,736-59.4% | $4,764-59.6% |
| Participant deferral / active EE | $4,919 | $7,111-30.8% | $6,710-26.7% | $5,851-15.9% |
| Admin fee / account holder | $44 | $12,126-99.6% | $10,265-99.6% | $11,601-99.6% |