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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,891 | $115,903-69.0% | $100,528-64.3% | $158,966-77.4% |
| Participation rate | 88.2% | 81.6%+6.6pp | 79.4%+8.8pp | 82.0%+6.3pp |
| Annual return | 33.03% | 34.80%-1.8pp | 30.90%+2.1pp | 302.95%-269.9pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $14,779 | $6,677+121.4% | $6,271+135.7% | $5,983+147.0% |
| Admin fee / account holder | $13,026 | $11,000+18.4% | $8,084+61.1% | $11,250+15.8% |