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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,236 | $162,136-72.1% | $152,301-70.3% | $154,746-70.8% |
| Participation rate | 84.6% | 84.1%+0.5pp | 82.4%+2.2pp | 80.7%+3.9pp |
| Annual return | 20.37% | 91.02%-70.6pp | 80.50%-60.1pp | 172.34%-152.0pp |
| Employer contribution / active EE | $8,965 | $4,890+83.3% | $4,624+93.9% | $4,379+104.7% |
| Participant deferral / active EE | $20,416 | $8,341+144.8% | $8,004+155.1% | $6,730+203.3% |
| Admin fee / account holder | $13,621 | $15,759-13.6% | $14,398-5.4% | $14,365-5.2% |