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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,868 | $102,429-66.9% | $147,096-77.0% | $80,925-58.1% |
| Participation rate | 83.9% | 75.9%+8.0pp | 82.2%+1.7pp | 67.7%+16.2pp |
| Annual return | 14.85% | 135.02%-120.2pp | 419.75%-404.9pp | 35.65%-20.8pp |
| Employer contribution / active EE | $4,144 | $3,716+11.5% | $4,936-16.0% | $2,756+50.4% |
| Participant deferral / active EE | $8,053 | $6,649+21.1% | $8,071-0.2% | $4,299+87.3% |
| Admin fee / account holder | $1,030 | $7,957-87.1% | $13,005-92.1% | $6,940-85.2% |