Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
OLD SECOND BANK5 years Service code 21 · EIN 36-1577458 37 S. RIVER ST · AURORA, IL 60506 | Bank Trustee | $69,221 |
RETIREMENT DIRECT5 years Service code 64 11120 TREYNORTH DR · CORNELIUS, NC 28031 | Recordkeeping Fees | $8,400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,502 | $54,121-65.8% | $134,162-86.2% | $73,412-74.8% |
| Participation rate | 55.6% | 64.4%-8.8pp | 72.2%-16.6pp | 72.2%-16.6pp |
| Annual return | 13.35% | -312.52%+325.9pp | 36.35%-23.0pp | 59.30%-45.9pp |
| Employer contribution / active EE | $237 | $1,402-83.1% | $3,705-93.6% | $2,234-89.4% |
| Participant deferral / active EE | $1,161 | $2,844-59.2% | $3,500-66.8% | $3,806-69.5% |
| Admin fee / account holder | $150 | $132+13.0% | $6,685-97.8% | $158-5.3% |