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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,802 | $82,674-62.7% | $125,381-75.4% | $68,486-55.0% |
| Participation rate | 95.9% | 75.1%+20.9pp | 82.4%+13.5pp | 67.9%+28.0pp |
| Annual return | -8.94% | -5.97%-3.0pp | 572.31%-581.2pp | -7.85%-1.1pp |
| Employer contribution / active EE | $2,828 | $3,382-16.4% | $4,815-41.3% | $2,597+8.9% |
| Participant deferral / active EE | $9,845 | $6,111+61.1% | $7,448+32.2% | $4,028+144.4% |
| Admin fee / account holder | $4,159 | $6,277-33.7% | $10,007-58.4% | $5,404-23.0% |