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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,980 | $102,429-52.2% | $147,096-66.7% | $80,925-39.5% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 20.98% | 135.02%-114.0pp | 419.75%-398.8pp | 35.65%-14.7pp |
| Employer contribution / active EE | $3,197 | $3,716-13.9% | $4,936-35.2% | $2,756+16.0% |
| Participant deferral / active EE | $8,744 | $6,649+31.5% | $8,071+8.3% | $4,299+103.4% |
| Admin fee / account holder | $1,544 | $7,957-80.6% | $13,005-88.1% | $6,940-77.8% |