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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,479 | $93,598-65.3% | $135,974-76.1% | $75,173-56.8% |
| Participation rate | 92.3% | 75.2%+17.1pp | 81.9%+10.4pp | 67.2%+25.1pp |
| Annual return | 20.23% | 30.89%-10.7pp | 68.30%-48.1pp | 160.72%-140.5pp |
| Employer contribution / active EE | $2,881 | $3,538-18.6% | $4,859-40.7% | $2,671+7.9% |
| Participant deferral / active EE | $8,254 | $6,405+28.9% | $7,760+6.4% | $4,126+100.0% |
| Admin fee / account holder | $1,278 | $6,978-81.7% | $10,767-88.1% | $5,651-77.4% |