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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,226 | $104,482-77.8% | $159,455-85.4% | $79,393-70.7% |
| Participation rate | 70.0% | 76.6%-6.6pp | 82.8%-12.8pp | 70.7%-0.7pp |
| Annual return | 124.29% | 67.96%+56.3pp | 263.63%-139.3pp | 116.87%+7.4pp |
| Employer contribution / active EE | $3,612 | $3,416+5.7% | $4,830-25.2% | $2,428+48.8% |
| Participant deferral / active EE | $7,180 | $6,467+11.0% | $7,353-2.4% | $4,046+77.5% |
| Admin fee / account holder | $2,963 | $711+316.6% | $10,800-72.6% | $627+372.9% |