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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,775 | $73,102-70.2% | $123,552-82.4% | $56,287-61.3% |
| Participation rate | 77.6% | 74.3%+3.3pp | 82.3%-4.7pp | 69.9%+7.8pp |
| Annual return | 20.01% | 3.01%+17.0pp | 119.20%-99.2pp | -9.96%+30.0pp |
| Employer contribution / active EE | $3,133 | $2,977+5.2% | $4,628-32.3% | $2,111+48.4% |
| Participant deferral / active EE | $5,994 | $5,423+10.5% | $6,426-6.7% | $3,350+78.9% |
| Admin fee / account holder | $112 | $554-79.8% | $9,285-98.8% | $521-78.6% |