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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,456 | $85,766-77.3% | $136,298-85.7% | $70,126-72.3% |
| Participation rate | 73.4% | 74.2%-0.7pp | 81.9%-8.5pp | 69.5%+3.9pp |
| Annual return | 256.99% | 31.46%+225.5pp | 5156.27%-4899.3pp | 73.15%+183.8pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,816 | $5,051+34.9% | $6,247+9.1% | $3,332+104.6% |
| Admin fee / account holder | $377 | $5,421-93.0% | $9,244-95.9% | $4,645-91.9% |