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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,961 | $56,063-75.1% | $76,051-81.6% | $80,911-82.7% |
| Participation rate | 84.0% | 62.0%+22.0pp | 69.1%+14.9pp | 67.6%+16.4pp |
| Annual return | 35.54% | 20.54%+15.0pp | 360.42%-324.9pp | 35.63%-0.1pp |
| Employer contribution / active EE | $2,461 | $1,874+31.3% | $2,690-8.5% | $2,756-10.7% |
| Participant deferral / active EE | $2,514 | $3,052-17.6% | $4,257-41.0% | $4,297-41.5% |
| Admin fee / account holder | $657 | $5,240-87.5% | $6,416-89.8% | $6,935-90.5% |