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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,877 | $175,231+113.9% | $149,696+150.4% | $139,466+168.8% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 13.97% | 166.77%-152.8pp | 134.46%-120.5pp | 373.66%-359.7pp |
| Employer contribution / active EE | $26,259 | $5,478+379.3% | $4,821+444.7% | $4,754+452.4% |
| Participant deferral / active EE | $7,543 | $6,521+15.7% | $5,682+32.8% | $6,712+12.4% |
| Admin fee / account holder | $155,612 | $16,155+863.3% | $13,212+1077.8% | $11,409+1264.0% |