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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,596 | $202,342-9.3% | $172,752+6.3% | $152,897+20.1% |
| Participation rate | 93.3% | 87.1%+6.3pp | 82.6%+10.7pp | 82.5%+10.9pp |
| Annual return | 16.85% | 1029.83%-1013.0pp | 802.97%-786.1pp | 345.43%-328.6pp |
| Employer contribution / active EE | $19,393 | $5,858+231.1% | $5,144+277.0% | $4,764+307.1% |
| Participant deferral / active EE | $9,726 | $5,948+63.5% | $5,198+87.1% | $5,851+66.2% |
| Admin fee / account holder | $26,106 | $17,111+52.6% | $13,955+87.1% | $11,599+125.1% |