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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,616 | $138,102-84.3% | $125,381-82.8% | $134,532-83.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.80% | 750.73%-768.5pp | 572.31%-590.1pp | 418.27%-436.1pp |
| Employer contribution / active EE | $2,426 | $5,245-53.8% | $4,815-49.6% | $4,741-48.8% |
| Participant deferral / active EE | $6,003 | $7,801-23.0% | $7,448-19.4% | $6,401-6.2% |
| Admin fee / account holder | $673 | $11,568-94.2% | $10,007-93.3% | $11,429-94.1% |