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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,947 | $157,276-89.9% | $141,177-88.7% | $152,885-89.6% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 20.24% | 64.33%-44.1pp | 71.40%-51.2pp | 345.39%-325.2pp |
| Employer contribution / active EE | $2,920 | $5,262-44.5% | $4,736-38.3% | $4,763-38.7% |
| Participant deferral / active EE | $8,822 | $7,110+24.1% | $6,710+31.5% | $5,851+50.8% |
| Admin fee / account holder | $5,789 | $12,123-52.2% | $10,263-43.6% | $11,598-50.1% |