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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,422 | $45,050-48.0% | $63,018-62.8% | $70,126-66.6% |
| Participation rate | 100.0% | 69.5%+30.5pp | 74.8%+25.2pp | 69.5%+30.5pp |
| Annual return | 29.46% | 18.76%+10.7pp | 87.62%-58.2pp | 73.15%-43.7pp |
| Employer contribution / active EE | $5,565 | $2,052+171.2% | $2,761+101.6% | $2,343+137.6% |
| Participant deferral / active EE | $9,713 | $2,466+293.9% | $3,330+191.7% | $3,332+191.5% |
| Admin fee / account holder | $371 | $2,834-86.9% | $3,601-89.7% | $4,645-92.0% |