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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,396 | $29,736-44.9% | $56,033-70.7% | $80,935-79.7% |
| Participation rate | 57.1% | 41.7%+15.4pp | 52.5%+4.7pp | 67.7%-10.5pp |
| Annual return | 14.17% | 35.28%-21.1pp | 1711.38%-1697.2pp | 35.66%-21.5pp |
| Employer contribution / active EE | $718 | $671+7.0% | $1,041-31.0% | $2,757-73.9% |
| Participant deferral / active EE | $1,620 | $1,228+31.9% | $1,954-17.1% | $4,299-62.3% |
| Admin fee / account holder | $209 | $2,434-91.4% | $2,827-92.6% | $6,924-97.0% |