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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,723 | $39,028-80.2% | $80,741-90.4% | $85,847-91.0% |
| Participation rate | 37.5% | 41.6%-4.1pp | 54.2%-16.7pp | 69.3%-31.8pp |
| Annual return | 24.57% | 26.31%-1.7pp | 87.30%-62.7pp | 318.61%-294.0pp |
| Employer contribution / active EE | $496 | $722-31.4% | $1,160-57.3% | $2,565-80.7% |
| Participant deferral / active EE | $1,347 | $1,326+1.6% | $2,145-37.2% | $3,952-65.9% |
| Admin fee / account holder | $0 | $2,429-100.0% | $3,380-100.0% | $6,261-100.0% |