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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,066 | $176,077-66.5% | $159,455-63.0% | $167,518-64.7% |
| Participation rate | 60.0% | 84.9%-24.9pp | 82.8%-22.8pp | 82.1%-22.1pp |
| Annual return | 0.00% | 331.83%-331.8pp | 263.63%-263.6pp | 478.71%-478.7pp |
| Employer contribution / active EE | $11,660 | $5,298+120.1% | $4,830+141.4% | $4,838+141.0% |
| Participant deferral / active EE | $23,780 | $7,751+206.8% | $7,353+223.4% | $6,342+275.0% |
| Admin fee / account holder | $13,000 | $12,556+3.5% | $10,800+20.4% | $12,312+5.6% |