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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,550 | $100,970+9.5% | $96,576+14.5% | $137,256-19.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.66% | 38.16%-20.5pp | 38.47%-20.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $18,721 | $3,809+391.5% | $3,553+426.9% | $4,156+350.5% |
| Participant deferral / active EE | $11,833 | $8,286+42.8% | $7,956+48.7% | $6,407+84.7% |
| Admin fee / account holder | $942 | $11,312-91.7% | $11,381-91.7% | $12,270-92.3% |