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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,990 | $108,942-37.6% | $100,415-32.3% | $145,897-53.4% |
| Participation rate | 80.0% | 83.0%-3.0pp | 81.5%-1.5pp | 80.3%-0.3pp |
| Annual return | 15.22% | 58.27%-43.1pp | 49.47%-34.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $16,554 | $4,422+274.4% | $3,943+319.8% | $4,663+255.0% |
| Participant deferral / active EE | $9,394 | $8,461+11.0% | $8,091+16.1% | $6,689+40.4% |
| Admin fee / account holder | $628 | $9,702-93.5% | $7,906-92.1% | $13,390-95.3% |