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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,792 | $96,956-96.1% | $69,779-94.6% | $273,972-98.6% |
| Participation rate | 90.0% | 77.1%+12.9pp | 71.8%+18.2pp | 83.0%+7.0pp |
| Annual return | 0.00% | 12.93%-12.9pp | 12.99%-13.0pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,437 | $3,316-56.7% | $2,338-38.5% | $4,869-70.5% |
| Participant deferral / active EE | $3,609 | $3,744-3.6% | $2,931+23.1% | $5,287-31.8% |
| Admin fee / account holder | $437 | $7,934-94.5% | $4,381-90.0% | $10,133-95.7% |